Insurance

How to protect your car? On the road, parking place, wherever? 24 hours a day? What risks you may encounter? Theft, car-crash damage, stone hitting, fire as well as fall of foreign objects, explosions, natural disasters and many other. But in all these situations not only your car may suffer but yourself and your relatives and friends. Unintentionally, you may cause damage to third party’s property and health! A vehicle is recognized as a high danger source by all international standards! The only way to fully or partly reimburse the car owner losses is insurance.

Kinds of insurance:

CASCO

CASCO is insurance of motor transport such as ships, airplanes, cars etc. Casco insurance implies insurance of a transport vehicle itself (in the kitting of producing plant) and does not include passenger, cargo and third party liability insurance.

"Auto Casco" is insurance of your car, which provides coverage of your losses incurred as a result of:

• accident (collision, run-over, upset, fall)
• fire, spontaneous ignition
• natural disasters and acts of God
• car theft, damage by car theft
• theft of spare parts, glass breakage and other unlawful acts of third parties
• stone hitting, fall of foreign objects

In case of insurance event our partners guarantee (subject to insurance policy provisions):

• evacuation of the vehicle form the accident place (if it is unable to travel under its own power)
• repair on authorised Volkswagen technical service stations
• usage of original spare parts by repair (full value reimbursement disregarding depreciation)

Civil liability

Civil liability insurance is a kind of insurance which covers the insurer’s legal liability to third parties on whom an injury or damage could be inflicted.

Civil liability insurance protects owners of cars, motorcycles, and other dangerous objects as well as owners of houses, ices of entertainment, trade enterprises and private practicing individuals.

Car owner’s liability insurance is a type of liability insurance, which secures the payment to the aggrieved (injured) party or his legal successor of reimbursement in the amount which would be exacted form the car owner at the civil suite in case of injury or death of the third party or damage to the third party’s property cased by the insurer as a result of an accident.